The FCA regulates financial markets and institutions in the UK, ensuring integrity and consumer protection.

• Conduct Rules: Mandates fair treatment of customers.
• Risk Management: Enforces systems to manage financial and operational risks.
• Reporting Obligations: Requires accurate and timely disclosures.

Established in 2013, the FCA replaced the Financial Services Authority (FSA) as part of UK financial reforms.

• Financial Penalties: Institutions may face significant fines.
• Operational Risks: Breaches may lead to increased scrutiny or restrictions.
• Reputational Harm: Violations may erode trust among consumers and investors.

• Market Stability: Enhances confidence in the UK financial system.
• Consumer Trust: Ensures protections and builds confidence.
• Competitive Advantage: Demonstrates strong governance and compliance.